DSCR loans | Rental investors nationwide
Let the rent qualify you, not your tax returns.
A few quick questions, about a minute, then Thomas calls you. Not an application, no obligation.
About a minute, no pressure
By continuing you agree to be contacted by Thomas Hocking of Loan Factory about your inquiry by phone, text and email, including automated technology. Consent is not a condition of any loan. Message and data rates may apply.
Why investors work with Thomas
25+ years in lending.
You talk to Thomas directly, the person who structures your loan, not a call center or a ticket number.
Qualify on the property.
DSCR loans look at the rental income, not your W-2s or tax returns, so write-offs do not hold you back.
Built for growing portfolios.
Hold in your LLC, finance 1 to 8 unit properties and short-term rentals, and keep adding doors.
What we finance
Rental purchases
Single-family to 8 units.
Cash-out refinance
Pull equity out of a rental you own.
Rate and term refinance
Restructure a rental for better cash flow, including interest-only and 40-year options.
Short-term rentals
Airbnb and vacation rental income can count.
How it works
- 1
Answer a few questions.
About a minute: the property, the rent, what you want to do.
- 2
Thomas calls you.
Usually within minutes during business hours. Prefer later? Book a time that suits you.
- 3
Get a straight answer.
What the deal looks like as a DSCR loan and the exact next step.
The person you will talk to
Thomas Hocking, Loan Factory
Thomas has spent more than 25 years helping borrowers finance property, and today focuses on DSCR loans for real estate investors across the country. Working through Loan Factory gives him access to a wide range of investor loan programs, and you deal with him from the first call to closing.
(714) 439-5866